The Homeowner’s Perspective While your second home is just that – a second home – and can can be legally and properly covered by a homeowners’ policy, there are additional benefits to insuring a second home that is being rented out for short-term vacation rentals under a commercial policy. Now, granted, a commercial policy can sometimes be as much as twice as expensive as a simple homeowners’ policy, but here in Colorado, depending on the Insurer/Underwriter, can also provide very valuable additional coverages including coverage(s) for lost revenue and increased, standard liability coverage. Some of our homes in Windcliff are...